HOPE Inside is a unique empowerment model that brings free financial dignity programming to underserved communities. Clients are counseled on the language of money and work with an Operation HOPE financial wellbeing coach to transform established financial mindsets and develop customized action plans around raising their FICO scores, building their own businesses, buying homes, or simply making better decisions with the money they have.
Programs include credit and money management, homebuyer preparedness, and entrepreneurship training. Every office holds consumer credit counseling certification, CFPB, FDIC, U.S. SBA, EITC, HUD, and FEMA applications and partnerships. Through the HOPE-700-Credit-Score-Communities initiative, the focus on raising client FICO scores to 700 is at the foundation of all HOPE Inside programming.
BB&T Bank has partnered with Operation HOPE to sponsor this HOPE Inside location. All programs are offered at no cost clients.
CREDIT AND MONEY MANAGEMENT
The Entrepreneurship Training Program is a 12-week course that provides entrepreneurs with simple, practical information to help them succeed. A variety of guest speakers supplement course module topics. Topics include evaluating feasibility, selecting a business name, establishing business identity, conducting market research, advertising, securing startup funding, types of distribution channels, and accessing business capital. Each participant will complete a business plan by the end of the course.
HOPE COALITION AMERICA
Through the HOPE Crisis Hotline and HCA on-site counseling centers, HOPE Inside coaches help survivors access capital, manage mortgage payments on damaged or destroyed homes and businesses, file insurance claims and appeals, secure FEMA funds, communicate with creditors and mitigate credit issues, obtain SBA loans, prevent foreclosure, and develop a financial recovery plan.
HCA also provides pre-disaster preparedness planning. An Emergency Financial First Aid Kit (EFFAK) and Personal Disaster Preparedness Guide (PDPG) are available online or through a HOPE Inside location.