The Global Leader for Financial Dignity

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HOPE Inside is a unique empowerment model that brings free financial dignity programming to underserved communities. Clients are counseled on the language of money and work with an Operation HOPE Financial Wellbeing Coach to transform established financial mindsets and develop customized action plans around building their own businesses, raising their credit scores, buying homes, or simply making better decisions with the money they have.

Programs include credit and money management, homeownership preparedness, and small business entrepreneurship. Every office holds consumer credit counseling certification, CFPB, FDIC, U.S. SBA, EITC, HUD, and FEMA applications and partnerships. Through the HOPE 700 Credit Score Communities initiative, the focus on raising client credit scores to 700, and thereby bringing financial uplift to communities is at the foundation of all HOPE Inside programming.


By joining a 700 Credit Score Communities group you will take classes with like-minded individuals who are looking to improve their credit score. These classes will help you move your credit score to the 700+ range. In the workshops you’ll learn the basics of making a budget, how to read a credit report and what can be done to correct errors that may negatively affect your credit rating. The workshop will also cover your rights as a consumer, and how to make the most of them. A trained financial coach will lead the workshop.

Topics Include:

  • Budgeting
  • Paying off debt and saving money
  • Understanding your credit score
  • How to read your credit report
  • Your rights as a consumer
  • Settling accounts
  • Disputing inaccurate information


HOPE Coalition America is the only financial emergency preparedness and recovery service in the country. Through partnerships with the American Red Cross, FEMA, and industry leaders, our teams deploy in response to federal-declared disasters to serve as a financial advocate for local homeowners, renters and small business owners. 

Through the HOPE Crisis Hotline and HCA on-site counseling centers, HOPE Inside coaches help survivors access capital, manage mortgage payments on damaged or destroyed homes and businesses, file insurance claims and appeals, secure FEMA funds, communicate with creditors and mitigate credit issues, obtain SBA loans, prevent foreclosure, and develop a financial recovery plan.  

HCA also provides pre-disaster preparedness planning. An Emergency Financial First Aid Kit (EFFAK) and Personal Disaster Preparedness Guide (PDPG) are available online or through a HOPE Inside location.

8910 Two Notch Road
Columbia, SC 29223

Mon through Thu:
8:30AM - 5:00PM
8:30AM - 6:00PM

8920 Farrow Road
Columbia, SC 29203

Mon through Thu:
9:00AM - 5:00PM
9:00AM - 6:00PM


  1. Brian Johnson
    Financial Wellbeing Coach