HOPE Inside is a unique empowerment model that brings free financial dignity programming to underserved communities. Clients are counseled on the language of money and work with an Operation HOPE financial wellbeing coach to transform established financial mindsets and develop customized action plans around raising their FICO scores, building their own businesses, buying homes, or simply making better decisions with the money they have.
Programs include credit and money management, homebuyer preparedness, and entrepreneurship training. Every office holds consumer credit counseling certification, CFPB, FDIC, U.S. SBA, EITC, HUD, and FEMA applications and partnerships. Through the HOPE-700-Credit-Score-Communities initiative, the focus on raising client FICO scores to 700 is at the foundation of all HOPE Inside programming.
Regions Bank has partnered with Operation HOPE to sponsor this HOPE Inside location. All programs are offered at no cost clients.
CREDIT AND MONEY MANAGEMENT
When you join a HOPE-700-Credit-Score-Communities group you will take classes with other individuals who are looking to improve their FICO scores. These classes will help you move your credit score to the 700+ range. You will learn the basics of making a budget, how to read a credit report, and what can be done to correct errors that may negatively affect your credit rating. The workshop, led by a financial wellbeing coach, will also cover your rights as a consumer, and how to make the most of them.