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Operation HOPE is committed to helping people in low-wealth neighborhoods become homeowners and community stakeholders.

The Operation HOPE Home Buyers Program is designed specifically for low-wealth individuals who ordinarily would find homeownership difficult, if not impossible. We help our clients get the funding they need to own a home without resorting to sub-prime loans.

Our Home Buyers Program is available at all HOPE Inside locations and provides significant advantages to low-wealth home buyers. Some of these include:

  • Loan products from FDIC-insured financial institutions
  • FHA loan programs
  • Down payment assistance programs
  • Teams of professional realtors committed to working with our clients
  • First-time home-buying programs designed for those with low or moderate income


The process starts with a Home Buyers Workshop that provides an overview of the process. From there, our certified counselors will walk clients through the loan packaging process.

Our HUD-Approved housing counseling program helps clients overcome a variety of barriers to homeownership, including bad credit, lack of down payment, existing debt, and money management issues.