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Educating a Generation in Debt.

College seniors who graduated in 2012 had an average of $29,400 in student loan debt. In addition, the average college undergraduate student has $3,173 in credit card debt. And the default rate is rising—college students are the second highest bankruptcy-filing group in the country.
Often, college students don’t fully realize the impact of decisions to take on high-interest student loans or put tuition on a credit card—until the bill comes due after graduation. Faced with rapidly rising student debt and the worst job prospects in recent history, college students are in dire need of comprehensive financial literacy education.
Banking On Our Future College Edition (BOOF CE) is focused on helping students make positive, informed choices regarding debt and spending—and thrive in a difficult economy.
The student aid crisis is particularly acute in the black community. African-American students borrow more than any other group—and 81% graduate with debt. Through a partnership with the White House Office of Historically Black Colleges and Universities, Operation HOPE has committed to bringing Banking on Our Future to all 105 historically black colleges in the US within 5 years—and expand to other colleges throughout the country.

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